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State funding is now available to pay for home insulation

NYSERDA gives New York State homeowners and renters the resources they need to help save energy, spend less on utility bills, and increase the comfort of their homes. No matter what your budget is, NYSERDA can help you get started.

Let’s Get Started

  • First, find out if you are income eligible by reviewing the charts below.
  • Next, fill out the "Get Your Free Assessment" form or call us directly at 585.326.9889.

Get Your Free Assessment

EmPower PLUS - Tier 1

  • EmPower PLUS Tier 1 provides no-cost energy efficiency solutions to income-eligible New Yorkers.
  • Nearly 160,000 of your neighbors are saving energy and saving money with EmPower New York — without spending a dime.
  • We can assess if your home would benefit from free attic, wall and basement insulation.
FREE Program Eligibility Guidelines 2023-2024
Household Size Max Gross Annual Income
1 $36,420.00
2 $47,640.00
3 $58,848.00
4 $70,056.00
5 $81,264.00
6 $92,472.00
7 $94,572.00
8 $96,672.00
9 $98,772.00
10 $100,884.00

*Values for Monroe County. Income varies slightly based on county.

Apply for the Empower Program

EmPower Plus - Tier 3

  • Most homeowners qualify in the greater Rochester area.
  • This plan provides those who qualify with a discount covering 50% of the cost of eligible energy efficiency improvements up to $5,000 per project for single-family homes.
  • Two- to four-unit residential homes with income-eligible residents may qualify for a discount of up to $10,000.
Assisted Program - 50% OFF Eligibility Guidelines 2023-2024
Household Size Max Gross Annual Income
1 $52,300.00
2 $63,520.00
3 $78,464.00
4 $93,408.00
5 $108,352.00
6 $123,296.00
7 $126,096.00
8 $128,896.00
9 $131,696.00
10 $134,512.00

*Values for Monroe County. Income varies slightly based on county.

Apply for the Empower Program

NYSERDA Comfort Home Program

  • Comfort Home is not based off of income. It is a package-based program that can save you money on your new insulation project!

Nyserda Offers - No Income Limit


Incentive A: 

Package A: Comfort Home Load-Reduction

Seal & Insulate: Attic & Rim Joist

*This home must meet conditions of the entire package to be eligible for incentive


Incentive B: 

Package B: Comfort Home Load-Reduction

Seal: Attic & Rim Joist

Insulate: Attic, Rim Joist, Walls & Floors

*This home must meet conditions of the entire package to be eligible for incentive

Smart Energy Loan 

  • The Smart Energy Loan is an unsecured loan option offered through New York State for homeowners, with interest rate starting as low as 3.49%.
  • The minimum amount that can be financed is $1,500.00 with a maximum amount of $25,000.00 with loan terms of 5, 10, or 15 years with no early pay off penalty.

Not just insulation. 
Better insulation.

  • Our injection foam is 35% MORE EFFICIENT than fiberglass and cellulose products at lowering energy costs and keeping you comfortable.
  • It works better by filling most cracks and crevices in wall cavities - even around pipes and wires.
  • Installation is done from the outside and typically takes less than one day.
  • Our insulation transforms your property into an energy-efficient, environmentally-friendly space.
  • Our product is backed by 38+ years of experience helping families stay comfortable no matter what the season.

Why do you need to 
re-insulate your home?

Lower Energy Bills

Lower Energy Bills

It has been shown that installing USA Premium Foam Insulation in your walls results in savings on your energy bills!

A Healthier Home

A Healthier Home

Protecting your home with USA Insulation will lower your energy consumption and reduce carbon dioxide and other greenhouse gas emissions.

Live Comfortably

Live Comfortably

Increasing insulation reduces the heat exchange, maintaining a more consistent level of comfort throughout your home year-round!

Our Insulation 
Outperforms All The Rest.


Higher R-Value

Our USA Premium Foam Insulation has a high R-Value, making it 35% more efficient than the competition.


Quick & Clean Installation

You'll experience no stress or mess because USA Premium Foam is safer, easier and cleaner than other insulations.


Reduces Noise

Our proprietary foam can reduce outside noise by up to 80 percent.


Improves Indoor Air Quality

It also blocks outside allergens from entering your home or business, improving indoor air quality.


Best Fire & Smoke Rating

In case of a fire, USA Premium Foam acts as a barrier that prevents flames from spreading.



It transforms your home into an energy efficient one, shrinking your carbon footprint and protecting the environment.

We Have the Tools to Insulate Every Space in New and Existing Homes


Premium Injection Wall Foam

For existing homes


Blown-in Attic Insulation

For new and existing homes


Attic Air Sealing

For new and existing homes


Spray Foam

For new and existing homes (Spray foam services vary by location)

Some Thoughts From Our
Awesome Customers

Excellent service from start to finish! Tara, Austin, and Justin were amazing. Everything was left spotless before they left my property and they went above and beyond with attention to detail and...

- Tom Miller

So very happy with USA insulation. We contacted them due to a condensation issue on our ceiling in our bedroom every time it gets below zero. We had purchased this home 6 years ago it was built in...

- Tammy Meek

Justin, Austin and Brandon did an excellent job! They showed up on time as promised and were very professional. After a walk down of the job to ensure we were on the same page the guys got right...

- Ryan Ruetz

Keith and his crew where the guys that we were blessed with. They did an awesome job! They were very respectful, answered any and all questions that we had. Made sure that they gave us updates as...

- DepressoExpresso { Anim }

Keith and his team arrived promptly as scheduled. They were professional polite and took the time to explain the steps of the process. They did a complete attic insulation and we are very happy...

- klahssickah castro

We had our craw space foamed and noticed an immediate improvement to the overall comfort of the house. The crew was courteous and professional and did a great job. I would/will recommend you for...

- gary reddish

Thank you USA INSULATION of Toledo! Great Companies only result from great people. Group leader Keith and his crew were excellent from start to finish. The communication, updates on progress,...


We won the USA Insulation Hometown Hero giveaway. The team came in and was ready to go! Everyone was EXTREMELY friendly and helpful. Every question that we had was answered thoroughly. They...

- Alyssa Walberg

Patrick, Lupe, and Cyrron did a fantastic job. We had whole home injected insulation done and the job was completed in a very timely manner, they cleaned up everything and the house is now warmer...

- Kyle Oleski

Keith and his crew were fantastic! Very helpful, courteous and informative. From the time they showed up to the time they left performed the work with the utmost professionalism.

- Brian Huckeriede

Have questions about insulation? 
Call us today!

Find My Local USA Insulation