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State funding is now available to pay for home insulation

NYSERDA gives New York State homeowners and renters the resources they need to help save energy, spend less on utility bills, and increase the comfort of their homes. No matter what your budget is, NYSERDA can help you get started.

Let’s Get Started

  • First, find out if you are income eligible by reviewing the charts below.
  • Next, fill out the "Get Your Free Assessment" form or call us directly at 716.303.0773.

Get Your Free Assessment

EmPower PLUS - Tier 1

  • EmPower PLUS Tier 1 provides no-cost energy efficiency solutions to income-eligible New Yorkers.
  • Nearly 160,000 of your neighbors are saving energy and saving money with EmPower New York — without spending a dime.
  • We can assess if your home would benefit from free attic, wall and basement insulation.
FREE Program Eligibility Guidelines 2023-2024
Household Size Max Gross Annual Income
1 $36,420.00
2 $47,640.00
3 $58,848.00
4 $70,056.00
5 $81,264.00
6 $92,472.00
7 $94,572.00
8 $96,672.00
9 $98,772.00
10 $100,884.00

*Values for Erie County. Income varies slightly based on county.

Apply for the Empower Program

EmPower Plus - Tier 3

  • Most homeowners qualify in the greater Buffalo area.
  • This plan provides those who qualify with a discount covering 50% of the cost of eligible energy efficiency improvements up to $5,000 per project for single-family homes.
  • Two- to four-unit residential homes with income-eligible residents may qualify for a discount of up to $10,000.
Assisted Program - 50% OFF Eligibility Guidelines 2023-2024
Household Size Max Gross Annual Income
1 $52,300.00
2 $63,520.00
3 $78,464.00
4 $93,408.00
5 $108,352.00
6 $123,296.00
7 $126,096.00
8 $128,896.00
9 $131,696.00
10 $134,512.00

*Values for Erie County. Income varies slightly based on county.

Apply for the Empower Program

NYSERDA Comfort Home Program

  • Comfort Home is not based off of income. It is a package-based program that can save you money on your new insulation project!

Nyserda Offers - No Income Limit


Incentive A: 

Package A: Comfort Home Load-Reduction

Seal & Insulate: Attic & Rim Joist

*This home must meet conditions of the entire package to be eligible for incentive


Incentive B: 

Package B: Comfort Home Load-Reduction

Seal: Attic & Rim Joist

Insulate: Attic, Rim Joist, Walls & Floors

*This home must meet conditions of the entire package to be eligible for incentive

Smart Energy Loan 

  • The Smart Energy Loan is an unsecured loan option offered through New York State for homeowners, with interest rate starting as low as 3.49%.
  • The minimum amount that can be financed is $1,500.00 with a maximum amount of $25,000.00 with loan terms of 5, 10, or 15 years with no early pay off penalty.

Not just insulation. 
Better insulation.

  • Our injection foam is 35% MORE EFFICIENT than fiberglass and cellulose products at lowering energy costs and keeping you comfortable.
  • It works better by filling most cracks and crevices in wall cavities - even around pipes and wires.
  • Installation is done from the outside and typically takes less than one day.
  • Our insulation transforms your property into an energy-efficient, environmentally-friendly space.
  • Our product is backed by 38+ years of experience helping families stay comfortable no matter what the season.

Why do you need to 
re-insulate your home?

Lower Energy Bills

Lower Energy Bills

It has been shown that installing USA Premium Foam Insulation in your walls results in savings on your energy bills!

A Healthier Home

A Healthier Home

Protecting your home with USA Insulation will lower your energy consumption and reduce carbon dioxide and other greenhouse gas emissions.

Live Comfortably

Live Comfortably

Increasing insulation reduces the heat exchange, maintaining a more consistent level of comfort throughout your home year-round!

Our Insulation 
Outperforms All The Rest.


Higher R-Value

Our USA Premium Foam Insulation has a high R-Value, making it 35% more efficient than the competition.


Quick & Clean Installation

You'll experience no stress or mess because USA Premium Foam is safer, easier and cleaner than other insulations.


Reduces Noise

Our proprietary foam can reduce outside noise by up to 80 percent.


Improves Indoor Air Quality

It also blocks outside allergens from entering your home or business, improving indoor air quality.


Best Fire & Smoke Rating

In case of a fire, USA Premium Foam acts as a barrier that prevents flames from spreading.



It transforms your home into an energy efficient one, shrinking your carbon footprint and protecting the environment.

We Have the Tools to Insulate Every Space in New and Existing Homes


Premium Injection Wall Foam

For existing homes


Blown-in Attic Insulation

For new and existing homes


Attic Air Sealing

For new and existing homes


Spray Foam

For new and existing homes (Spray foam services vary by location)

Some Thoughts From Our
Awesome Customers

The team at USA Insulation was fantastic from start to finish. They came out twice to assess my situation and came up with a great solution. The work was done to perfection. All of the team...

- Mark Jaeckle

Excellent Customer Service. I was quickly contacted by phone after I submitted an online request for information not even 24 hours prior. I then was able to set up an appointment for a consult...

- Andrew DelDuca

Very quick to respond with a quote, came out to look at and measure the house, sat down with us to discuss the options and explain the procedure going forward. Sat up date to be completed. The...

- Tom Neamon

The USA team was with me every step of the way. No matter what the question was they were quick to answer. Before I made a decision to go with USA they even scheduled one of their lead installers...

- Steve H

I had a great experience from quoting all the way to the work being completed. They have a solid team that estimated 4 hours to complete the work but sprayed two attics for us in under two hours....

- Marc C

One trait of a good company is they make it right when things don’t always go as planned or smoothly. The managers and supervisors are dedicated to ensuring the best work is put forward and the...

- Giorgio

Was a pretty well seamless transaction. I requested a quote. They reached out and sent in Kynan. He came and did a walk through evaluation. Very friendly and personable staff. Had a few other...

- Jack Collins

USA Insulation was easy to work with. These days it is hard to find good work at a great price, USA Insulation was great! They were on time, they were professional, had great customer service,...

- Kristen Zdrojewski

The salesman, Jim, really took the time to explain the entire process so there would be no surprises. The team was awesome and conducted the work in a friendly and professional manner and again...

- John Maurer

I was driving home from my office about a month back and I saw a USA Insulation truck parked outside of a home doing an installation. The site looked organized and very clean. So later that...

- Eric Wiedemann

Have questions about insulation? 
Call us today!

Find My Local USA Insulation